Edit: @psilo: Ok, sorry. Read instead: "the view which you described".
have you ever had an experience with one?
No, for the simple reason that they are not there. If I had had an experience with one I wouldn't be arguing this, but since I have never, and no one in the history of the universe has ever, had such an experience, I intend to hold this line of argument.
sure you can say oh its just ur mind playing games but what makes you think you yourself aren't playing games with your mind...
I'm going with Occam's Razor. When there are two possible solutions, the one that is simpler is probably correct.
That my mind is playing games with me requires an infinitely large number of things to be assumed,
that I am wrong about every single thing that has ever happened to me. All my experience in the world is of things following a simple cause -> effect chain. For ghosts to exist, there would have to be a new explanation for all of this.
For ghosts not to exist, however, requires only one thing to be assumed - namely that when you had your "experience" you were deceived by perfectly natural things which
can be explained by cause and effect.
It is sheer lunacy to believe that the things which you can see to be true around you every day can be just put on hold for one special case with no evidence to support it whatsoever.